Attention: International founders running a real business ($5K+/month in revenue)...
Opening proper accounts at Chase, Bank of America, and Amex is one essential step in the process. The bigger win is having the structure, banking relationships, and credibility to operate like a real American company.
🔊 Make sure your sound is turned on
What UP Credit Does
US bank accounts, business infrastructure, and the credit foundation you need to operate like a real American company. Normally none of this is accessible if you're not a US citizen or resident. We show you the legal path in, set everything up correctly, and make sure your setup actually holds up long term.
This isn't about borrowing money. It's about giving your company a real operational base in the US: proper banking relationships, the right LLC structure, payment processing, and the financial credibility to scale into the American market.
Once your setup is in place, you operate your company through US infrastructure. Accept USD payments cleanly, work with US clients without friction, run ads through US ad accounts, and access tools and platforms that are normally closed off to international founders.
Most people form an LLC and then have no idea what to do with it. We walk you through the actual usage: opening real bank accounts at Chase, Bank of America, and Amex, building business credibility, and making the structure work for you instead of just sitting on paper.
A lot of providers use fake addresses, sketchy workarounds, or nominee setups that get frozen within months. We do it properly with real US banking relationships, so your accounts stay open, grow over time, and don't blow up the moment a bank does a review.
This works for founders running a real business who want to expand operationally into the US. If you're doing paid ads, selling to US customers, or building a brand that needs American infrastructure, this is built for you.
See what operating inside the US financial system is actually worth, and what it costs you to keep running without it.
*Rates Based on Real Credit Statistics: US valued at 3¢/pt (4x). Outside US valued at 1¢/pt (1x). Debit = $0.
🇪🇸 CHASE BUSINESS BANKING OPENED IN ~1 MONTH
"It was hard doing it myself… Hiring the UP Credit team saved me so much time and money by being with me during this process."
🇨🇦 FULL US BANKING SETUP IN LESS THAN 2 WEEKS
"Very professional team, they walked me through the whole entire process step by step. Without Team UP Credit I don't know where I would be."
🇮🇹 US AMEX & BANKING FOR HIGH-VOLUME OPS
"Running 5-figure monthly volume without proper US banking was leaving real money on the table. UP Credit fixed that."
🇫🇷 COMPLETE US BUSINESS SETUP IN ~2 MONTHS
"I'm a French business owner and thought real US banking was off limits for non-residents. Turns out Europeans can run on the same infrastructure as Americans."
Read This Before Applying
We'd rather tell you upfront than waste your time on a call.
If none of the above describe you, and you're running a real business that's ready to operate inside the US financial system, keep going.
Note: All our calls are currently conducted exclusively in English. Please make sure you're comfortable speaking English before booking.
"I didn't know U.S. credit was even possible for me. I was approved for Amex Platinum and Chase Sapphire Reserve. Clear, fast, and professional."
"UP Credit fixed the basics first. They clarified the right U.S. entity and address setup, then got me banking with two business accounts and a clean processor stack."
"I stopped juggling prepaid workarounds. UP Credit set a simple spend strategy and moved me onto real U.S. business cards. Ad spend now cycles smoothly."
"We focused on funding, not hype. After tightening my profile and docs, I secured a little over $100k across a line and two business cards. Clear steps, no noise."
"Underwriting used to trip me up. UP Credit prepped my file, coached me for bank calls, and I opened with a tier-1 bank plus a relationship manager."
"Cash flow was the choke point. UP Credit helped me add vendor terms and a secondary checking account for payouts. Inventory turns are quicker and my reserve isn't constantly drained."
